Do I need Term of Permanent Life Insurance? What is the difference, anyway? Term life insurance policies are less expensive than whole life and designed to provide you with coverage while your dependents are the most vulnerable. Most people opt for a term policy, for this reason- mainly the affordability. When your dependents are grown…
Purchasing life insurance could seem like a daunting process. People often feel nervous shopping around, because they don’t know exactly what they’re looking for, and may feel intimated asking question after question about a process they don’t completely understand. While that makes complete sense, life insurance is a valuable asset for you and your family,…
Enjoy Part 2 of our blog series: Safe Driving Habits! · We didn’t mention this in the last blog, because it goes without saying, but we’ll include it here, just in case there’s any question. Do not drive if you do not have a drivers’ license. If you have a permit, make sure you are…
You can do everything in your power to ensure your vehicle is well maintained and functioning correctly, but if you drive irresponsibly, you are placing yourself and your passengers at great risk. Follow these simple rules to ensure you are driving safely! · Do a quick tire check to ensure none of them are visibly…
As a California resident, we are sure you or someone you know has been personally impacted by the recent wildfires. We are right there with you, and we’re sorry for any hardships you have faced as a result. In the wake of such tragedy, it’s important to consider your options and plan ahead for the…
Automobile insurance policies are not a “one size fits all” situation. If you aren’t sure how much, or what type, of coverage you need, give your agent some information about yourself and your family to get their opinion. Our expert agents are here to make sure you have the right type and amount of coverage…
A standard auto insurance policy is pretty straightforward with what is and is not covered. Alterations, expensive sound systems, custom wheels, etc. all require extra coverage. But there is a point where your vehicle will need an policy independent of your auto insurance. If you own a classic or vintage vehicle, you may want to…
There are a lot of vehicles on the road. If you have spent any time on the freeway, this is not news to you. Some people are careful drivers, some are, let’s say, less than aware that there are other cars sharing the road. One of the reasons why you have auto insurance is because…
Owning your own business is part of the American dream, but not having the proper insurance coverage can turn that dream into a nightmare. Sometimes, businesses are magnets for lawsuits — slips and falls, product malfunctions, employee accidents, etc. Hre is a quick primer of what coverages you need: Your business must carry general liability,…